[Report] 2025 ICHRA Report: Cutting Through the Confusion

Individual Coverage Health Reimbursement Arrangements, or ICHRAs, are a buzzword right now. Do you understand them? Our report provides insight into what ICHRAs are, who they benefit, and whether they're here to stay.


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The 2025 ICHRA Report

You’ve likely heard a lot about ICHRA. This alternative group health insurance plan became available in January 2020, and has slowly grown in popularity since. In fact, adoption of ICHRA plans rose 29% between 2023 and 2024.

Whether you’re selling them now or curious about adding them to your product portfolio, it's crucial to understand their success in the industry. To get a better understanding, we surveyed AgencyBloc clients who primarily serve small to mid-sized employer groups. 

In the report, you'll learn:

  • The industry’s familiarity with ICHRA plans
  • The likelihood that agents will propose ICHRA plans to employer groups this enrollment season
  • Why group benefits agents are and are not choosing to sell ICHRAs
  • What technology agents are using to support and manage ICHRA sales

Download the complete report now:

What are ICHRAs?

An Individual Coverage Health Reimbursement Arrangement (ICHRA) is a type of health reimbursement arrangement that requires employers to reimburse employees for the cost of individual market health insurance policies.

How do ICHRAs compare to other benefits plans?

ICHRAs are an alternative option to traditional, fully-insured group health insurance plans. Other alternative options include GRX, level-funded, and self-funded group health options

Who is AgencyBloc?

AgencyBloc is the #1 Recommended insurance industry growth platform for health, benefits, and senior insurance agencies and uplines. Our insurance-specific solutions help you stay compliant and accelerate growth.